With foreclosures at record highs homeowners are eager to know how to stop their homes from being foreclosed. Bankruptcy is an option, but the question still remains, can bankruptcy stop foreclosure?

The answer is yes. There are different types of bankruptcy but the one you can file to stop foreclosure on your home is Chapter 13. […]

Click to continue »

How to file for bankruptcy? Firstly you should know that you have 2 options available to you when you are thinking about declaring personal bankruptcy, Chapter 13 and Chapter 7.
Chapter 13 is the easiest bankruptcy to recover from, and allows you to keep your property. Many people opt for this to save their homes from […]

Click to continue »

Bankruptcy notices are sent to creditors and debtors through the regular mail service. When these notices do not reach creditors in time, they can not attend the hearing. In these cases the creditor can object but it will not due them any good. The creditor has a responsibility to keep the court up to date […]

Click to continue »

Well, as most of you may know by now; Washington is too busy bailing out the mortgage companies to help homeowners. Therefore, if you are having trouble making your monthly mortgage payments it is important to know that the existing bankruptcy laws provide several options. To determine if you can/or should keep you house, […]

Click to continue »

The cost of college continues to rise and with incomes staying relatively static or even worse, unexpected job loss, paying for your child’s college education can be a source of great anxiety. There is a little known option offered by the federal government that may help you. Let’s take a look at the parent plus […]

Click to continue »

Are you a student in need of money to help you through college, but you know your bad credit is going to be an issue? If you need more than you are able to get through standard financial aid, then you are probably searching for a bad credit private student loan and having very little […]

Click to continue »

Education is an asset. Here are a few steps to get a student loan.
The first step is to find a financial institution or bank of of one’s preference. Their interest rates have to be checked. Banks usually ask for the offer letter of admission from the candidate. They verify it first. The standard of the […]

Click to continue »

The government has rolled out a new program that pegs repayment of college loans to income: the Income Based Repayment Plan, or IBR. IBR applies only to direct federal loans or private loans subsidized by the government.
In other good news, new federal Stafford loans now have a lower interest rate of 5.6 percent, down from […]

Click to continue »

Over the last 10 years, not only have more undergraduate and graduate students been taking out student loans to pay for school, but they’ve been borrowing exponentially more.
While some authorities in higher education and financial aid attribute this trend to students becoming overborrowers - maxing out their federal college loans and adding on private student […]

Click to continue »

These times, availing college education could be very expensive. Some are discouraged of continuing to college since the costs are skyrocketing. But do you know that the federal government allows at least $30 billion each year for those who have problems in availing college education?
Grants from the government for college are deemed very popular since […]

Click to continue »