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Credit Card Payment Calculators - Why They Are an Invaluable Financial Tool
29 Sep 2011

Making timely payments on a credit card balance is both essential and beneficial. To build a credit score, payment month by month on some type of credit line is absolutely necessary, but not paying on that credit can mean penalty charges and negatives against your score. When balances are high and […]

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How to Get Approved on Small Business Loans for Women With Bad Credit
28 Sep 2011

Women with bad credit may find it difficult to get small business loan. The great news is there are small business loans for women with bad credit. However, obtaining one may not be that easy since their credit is already bad. There are two things though that you can have in […]

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Cleaning Up Your Credit - Ways to Fix Your Credit Score
27 Sep 2011

The ability to use credit can be a good or bad thing. Too many of us have money woes because we have had some unfortunate thing happen to our credit situation. We know that we should be saving and investing but, coming up with the money to save or invest is the […]

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How To Pay Your Credit Card Debt Correctly
26 Sep 2011

It’s a fact that most people own one or more credit cards. For them, the card is a basic necessity which they could not live without.
However, many credit card owners are not that responsible enough in managing and paying their debt. The result is they often end up having a high […]

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Using a Credit Card for Cash Advances When Away From Home
25 Sep 2011

This month I’ve been on the road in Latin America. My wife and I do this once or twice a year. Recently we were in Honduras on the way to Paraguay. Several unexpected expenses in San Pedro Sula arose which caused a cash drain. In addition to some home and car repairs, […]

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Can I Be Fired For Filing Bankruptcy?
24 Sep 2011

The bankruptcy process is often scary enough for people experiencing financial hardships. Many people fear the stigma associated with bankruptcy and worry that their family and friends will find out about the bankruptcy. In fact, no one will find out about a bankruptcy unless you tell them, or they have legal […]

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Protecting Your Income From Creditors
23 Sep 2011

If you owe a creditor money, you have probably already experienced the harassing phone calls and threatening letters. Being in debt can be stressful enough without having a creditor breathing down your neck to collect on the debt. As you are dealing with creditors, you should know that you may […]

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Mortgage Application Pitfalls
22 Sep 2011

It is true that they say that not all mortgage lenders are equal, as the same goes for applicants. The truth is, the mortgage lending market is competitive and if you want to get the best deal, you need to set yourself apart from other applicants. When applying for a mortgage […]

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Keeping Your College Student Out Of Debt
21 Sep 2011

As a new school year approaches, many young adults are heading off to college for the first time. Armed with many new responsibilities, these young adults have much to learn about their futures.
Sadly, it has been reported that financial literacy is declining with each generation. This suggests that as our children […]

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What Every Consumer Should Know About Debt Forgiveness
20 Sep 2011

Late night television is packed full of advertisements for debt settlement companies. Many people seeking debt relief options may be persuaded into using such services, some of which are not legitimate. In such cases many financially strapped people end up in worse financial condition.
The question is: is debt forgiveness legitimate? The […]

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