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How Can I Repair My Credit?
29 Nov 2009 Whether you have filed Bankruptcy or have faced foreclosure, repossession or a delinquency on a loan, it is a fact of life that your credit score can fluctuate. Access to credit is important when applying for a car or home loan or when starting a new business, the lower your credit score, the higher your […]
Small Tips For Getting Rid of Credit Card Debt - It’s Simple and Easy
28 Nov 2009 Getting out of credit card debt is very difficult for most consumers. Each year, credit card companies profit billions of dollars because of American’s poor financial and shopping habits. Credit cards in themselves are not bad, but when they begin to take over your life a dollar at a time, something must be stopped. In […]
Dude, Where’s My Credit?
27 Nov 2009 Five years ago it seemed that any schmuck could walk into a bank with a couple of pay stubs and walk out with a mortgage. Thanks to the mortgage gods, people with bad credit were obtaining loans that were beyond their financial means. Today, thanks to the ineptitude of too many financial institutions and processes […]
Here Are Some Very Real Ideas For You If You Have Excessive Credit Card Debt
26 Nov 2009 This article is dedicated to those who have excessive credit card debt and feel that they do not have any hope.Here are some new tips for the millennium that can help you not only get out of credit card debt, they can help you increase your income so you can either pay off your credit […]
Credit Repair Software - A Miracle Or a Waste of Money
25 Nov 2009 You know you want to fix your credit yourself but you are torn about whether to invest in credit repair software. Is there enough bang for the buck?
Corporate Bankruptcy Sucks
24 Nov 2009 Corporate bankruptcy is commonly referred to as a chapter eleven. Chapter eleven refers to the chapter of law under which corporate bankruptcy is governed. A company that files bankruptcy does so in the hopes to reorganize the debts that are owed out by the company.
Recovering From Bankruptcy - Investing in Bonds
23 Nov 2009 Whether you are trying to avoid bankruptcy or already in the process of rebuilding your finances, learning more about how to manage your money effectively can help you get on surer financial footing faster. Although many people strongly associate the word “investment” with the stock market, which can carry high risk for investors, there are […]
Chapter 13 Bankruptcy Can Put Your Life on Track
22 Nov 2009 There are many situations in life when you fall back in meeting some important payments and when this happens with regard to your mortgage payments, you take a huge risk of losing your home and any equity that you have built up. A foreclosure is the last thing that you want to happen, so perhaps […]
Will Bankruptcy Stop Wage Garnishments?
21 Nov 2009 The short answer is yes.Once your case is filed, creditors are no longer entitled to garnish your wages for debts that existed at the beginning of the case. The only exception may be for on-going child or family support ordered by a court. This is a function of the automatic stay. The filing of a […]
Changes in Mortgage Payments in Chapter 13 Cases
20 Nov 2009 A Chapter 13 bankruptcy is also called a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. If the debtor’s current monthly income is less […] |