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How To Pay Your Credit Card Debt Correctly
26 Sep 2011

It’s a fact that most people own one or more credit cards. For them, the card is a basic necessity which they could not live without.
However, many credit card owners are not that responsible enough in managing and paying their debt. The result is they often end up having a high […]

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Using a Credit Card for Cash Advances When Away From Home
25 Sep 2011

This month I’ve been on the road in Latin America. My wife and I do this once or twice a year. Recently we were in Honduras on the way to Paraguay. Several unexpected expenses in San Pedro Sula arose which caused a cash drain. In addition to some home and car repairs, […]

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Can I Be Fired For Filing Bankruptcy?
24 Sep 2011

The bankruptcy process is often scary enough for people experiencing financial hardships. Many people fear the stigma associated with bankruptcy and worry that their family and friends will find out about the bankruptcy. In fact, no one will find out about a bankruptcy unless you tell them, or they have legal […]

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Protecting Your Income From Creditors
23 Sep 2011

If you owe a creditor money, you have probably already experienced the harassing phone calls and threatening letters. Being in debt can be stressful enough without having a creditor breathing down your neck to collect on the debt. As you are dealing with creditors, you should know that you may […]

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Mortgage Application Pitfalls
22 Sep 2011

It is true that they say that not all mortgage lenders are equal, as the same goes for applicants. The truth is, the mortgage lending market is competitive and if you want to get the best deal, you need to set yourself apart from other applicants. When applying for a mortgage […]

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Keeping Your College Student Out Of Debt
21 Sep 2011

As a new school year approaches, many young adults are heading off to college for the first time. Armed with many new responsibilities, these young adults have much to learn about their futures.
Sadly, it has been reported that financial literacy is declining with each generation. This suggests that as our children […]

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What Every Consumer Should Know About Debt Forgiveness
20 Sep 2011

Late night television is packed full of advertisements for debt settlement companies. Many people seeking debt relief options may be persuaded into using such services, some of which are not legitimate. In such cases many financially strapped people end up in worse financial condition.
The question is: is debt forgiveness legitimate? The […]

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The Three Main Benefits Of Acquiring A Student Loan
19 Sep 2011

With the economy as it is today, it’s vital that you get a college education to giver yourself the opportunity to find a decent job and to at least try to get the necessary foundation that is required to get a high paying job within your chosen industry. It’s no longer a […]

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Pros and Cons Of Fixed Rate Student Loans
18 Sep 2011

Not many students know how to apply for a fixed rate loan and the pros and cons of it. Fixed rate student loans have several advantages as well as disadvantages. As the name suggests, one of the good things about it is that borrowers do not have to worry about fluctuating […]

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5 Tips for Minimizing School Loan Debt
17 Sep 2011

Attending a college or university is often an expensive venture due to the high cost of tuition, books, dorms, food and other added fees. The problem with the high expense is that many students end up taking out large student loans to pay for all of the costs. After getting out […]

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